• When will I receive my 1099, 1099-R, or other annual tax forms?

    Typically forms for retirement accounts, like IRAs, arrive in late January or early February.  For non-retirement accounts like Individual, Joint, and Trust accounts, forms typically arrive Mid-February into early March.  

  • Who will send me my tax forms?

    These forms, such as Form 1099-R or a ‘Consolidated’ Form 1099, will come directly from your account custodian, such as Fidelity Investments or Charles Schwab.

  • Will my tax forms always come in the mail?

    No, not always.  You will need to log into your financial accounts to check your document delivery preferences online.  If you have selected online or electronic delivery, the custodian will not send you a physical copy and it is your responsibility to download a copy from your online account, print it, and get it to your tax preparer.  You may also check your email to see if the custodian emailed you a link to the forms. (Be sure to check your email’s spam folder or junk mail folder if you do not see a notification in your email inbox.)

  • Does Stonebridge Wealth Systems, LLC send me a separate 1099?

    No.  Stonebridge does not take custody of your funds and does not send out any Form 1099 documents.  You may receive separate copies of Form 1099 or other tax forms from other investments you have with our firm or affiliated companies, such as insurance or annuity contracts.  Those too will come directly from the account custodian.

  • How does Stonebridge get compensated for managing my money?

    As a SEC Registered Investment Advisor (RIA), Stonebridge Wealth Systems, LLC operates as a fiduciary and charges an annual investment advisory fee based on the total assets under management. We utilize a tiered fee schedule that adjusts based on the total amount of assets being managed.  Visit with your advisor if you have additional questions regarding this.

  • Is Stonebridge Wealth Systems a Fiduciary?

    Yes.  As a SEC Registered Investment Advisor (RIA), Stonebridge operates under the Fiduciary standard.  Each of Stonebridge’s Investment Advisor Representative’s (IARs) are also held to the Fiduciary standard.  Visit with your advisor if you have additional questions regarding this.

  • Does Stonebridge offer insurance products?

    Stonebridge Wealth Systems, LLC is a SEC Registered Investment Advisor and therefore does not offer insurance products.  Insurance products can be purchased through an affiliated firm, Stonebridge Insurance & Wealth Management.  

  • Do I qualify to work with Stonebridge Wealth Systems, LLC?

    Our firm was founded on the belief that financial planning was broken.  Too many retirees and pre-retirees were facing the prospect of planning for an uncertain retirement without proper guidance.  Depending on the complexity of your situation, we will pair you with the proper financial professional with an appropriate level of expertise for your unique circumstances.