Call Us Call Us

What We Do

Our financial strategies and asset management services use insurance products, such as annuities, to help you pursue financial goals. We can work in concert with tax professionals or attorneys in your or our network to advise you on specific aspects of your financial strategy. 

Retirement Planning

With all the retirement planning options available, it’s hard to know which one will best suit your situation, lifestyle, and assets. Let us show you how to prepare for your retirement with an individualized plan that can help you grow your money and minimize unnecessary taxes.

Life Insurance

Most people believe life insurance is for those who are already retired. However, individuals with families, a spouse, long-term partner, grandchildren, etc. can all benefit from a well-developed life insurance plan. It’s hard for your family to cope with the loss of a member and contend with financial struggles as well. Make sure they’re protected in case you pass away unexpectedly.

Health Insurance

No one can predict the future, which is why everyone should invest in health insurance. Every day, unexpected hospital bills interrupt families’ future financial plans. Protect your health and your pocketbook as well with a customized health insurance plan for you and your family.

Disablility Insurance

When you’re out of work because of an injury, accident or other condition, agonizing about bills is another worry you don’t need on your plate. Let Stonebridge Insurance and Wealth Management help you prepare with disability insurance in case you are unable to work.

Medicare Supplements

“Medigap” policies help retirees cover the costs of healthcare that regular Medicare Parts A and B do not cover. Medicare supplemental insurance is a specialized policy used to pay for copayments, coinsurance, and yearly deductibles. Let us find a solution to ensure you can live your retirement years with peace of mind regarding your medical care.

Long-Term Care Insurance

According to the US Department of Health and Human Services, 70% of individuals above 65 will need some type of long-term care services in their lifetime. For families in Nebraska, long-term care can cost over $65,000 annually. Many individuals need multiple years in care services, which can deplete a family’s retirement accounts. Stonebridge can work with you to determine which plan will best meet your needs.

Home and Auto Insurance

Though everyone has a home and auto insurance plan, let Stonebridge Insurance and Wealth Management find a policy that fits your needs and doesn’t cost more than it should. Protect what you’ve worked hard to earn with smart home and auto insurance policies.

1031 Exchanges

Also known as a tax-deferred exchange, a 1031 exchange is a strategy for selling a property and acquiring another within a short period of time. A 1031 is a different type of transaction because it’s treated as an exchange as opposed to a sale, meaning it’s not taxable if completed within a strict period of time. Call Stonebridge to find out if this strategy is right for you.

We are a fee-based advisory service. Because no particular company or organization compensates us, the Stonebridge team offers you objective, unbiased recommendations that can help benefit your financial future.


Stonebridge Insurance and Wealth Management, Investment Management, Kearney, NE

Investment Advisory Services offered through Retirement Wealth Advisors Inc. (RWA) a Registered Investment Advisor. Stonebridge Insurance and Wealth Management and Retirement Wealth Advisors are unrelated entities and are not owned or controlled by World Equity Group, Inc. Investing involves risk including the potential loss of principal. No investment strategy can guarantee a profit or protect against loss in periods of declining values. Opinions expressed are subject to change without notice and are not intended as investment advice or to predict future performance. Past performance does not guarantee future results. Consult your financial professional before making any investment decision.

Securities offered through World Equity Group, Inc., Member FINRA and SIPC

Stonebridge Insurance and Wealth Management and Retirement Wealth Advisors are unrelated entities and are not owned or controlled by World Equity Group, Inc.

This information is designed to provide general information on the subjects covered, it is not, however, intended to provide specific legal or tax advice and cannot be used to avoid tax penalties or to promote, market, or recommend any tax plan or arrangement. Please note that Stonebridge Insurance and Wealth Management and its affiliates do not give legal or tax advice. You are encouraged to consult your tax advisor or attorney.

Annuity guarantees rely on the financial strength and claims-paying ability of the issuing insurer. Any references to protection benefits or lifetime income generally refer to fixed insurance products. They do not refer, in any way to securities or investment advisory products or services. Fixed Insurance and Annuity product guarantees are subject to the claims‐paying ability of the issuing company and are not offered by Retirement Wealth Advisors, Inc.

A broker/dealer, Registered Investment Adviser, Registered Representative or Investment Adviser Representative may only solicit, offer and sell securities and/or investment advisory services in a particular state after satisfying the licensing and qualification requirements of that state.

States require Broker/Dealers, Registered Investment Advisers and their licensed representatives to disclose to individuals the states which they are licensed to conduct business in and to limit access to financial products and services offered by them to only those individuals in those states.

World Equity Group, Inc. is licensed to conduct securities and investment advisory business in all 50 states, the District of Columbia, Puerto Rico and the U.S. Virgin Islands.

Timothy Kulhanek is licensed to conduct securities business in: Nebraska, Kansas, Colorado, Arizona Timothy Kulhanek is licensed to conduct investment advisory business in: Nebraska Timothy Kulhanek is insurance licensed in: Nebraska, Iowa, & Texas.

The Better Business Bureau (BBB) is a membership organization governed by The Council of BBBs, Inc. Businesses in the U.S. and Canada may apply for accreditation with their local BBB and are evaluated on eight BBB Standards of Trust, which are defined as a comprehensive set of best practices for how businesses should treat the public in a fair and honest manner. Businesses must pay a fee for accreditation review and monitoring for continued compliance to BBB standards when applying for accreditation. BBB assigns ratings to accredited businesses, which range from A+ (highest) to F (lowest) and are based on a defined set of rating elements. BBB logos and/or trademarks are property of their respective owners and no endorsement of Stonebridge Insurance and Wealth Management is stated or implied. BBB and Retirement Wealth Advisors, Inc. (RWA) are not affiliated.

For the detailed requirements of the Better Business Bureau, please visit: